About Us 2017-11-09T15:15:37+00:00


Affordable Housing Solutions for Florida's team works year round to create housing for those that need it most

Affordable Housing Solutions Florida (AHSF) is a non profit developer, owner and service provider to over 4500 affordable housing units in Florida, Georgia, Ilinois, New Jersey, and Texas. Our mission is to create and preserve quality healthy living for everyone.

We believe the first step to achieving stability is having a place to call home.

The AHSF team fosters and promotes targeted empowerment services aimed towards self sufficiency for a higher quality of life.

Affordable Housing Solutions Florida (AHSF) was founded in Miami Dade County in 1992 in response to the devastation and loss of critical affordable housing from Hurricane Andrew. By 1997, AHSF expanded its affordable housing development throughout the state of Florida and into New Jersey, South Carolina, Georgia and Texas. Today we have developed over 4500 units and presently have ownership interest in over 20 affordable communities. We are a Community Housing Development Organization (CHDO) certified by Florida Housing Finance Corporation. In 2017, we are marking our 25th anniversary as a non profit 501c3 organization.


People Helped
Housing Units
Years Of Service


Barry Haiman
Barry HaimanFounder
Barry began his career in housing development for low income residents in his native Mobile, Alabama. He graduated from Vanderbilt. He has served in many civic, cultural, and charitable organizations in Alabama and Miami. He was named ‘Boss of the Year’ by the American Business Women’s Association, and twice received the March of Dimes award for outstanding community service. Mr. Haiman founded AHSF, Inc. in 1992.
Debra Fleming
Debra FlemingPresident, Chairman Board of Directors
With 20 years experience in the community development/affordable housing industry and has procured over $200 million to fund affordable housing units in Florida, South Carolina, Texas, and Montana.

Debra previously held the office of VP of Development with AHSF, Inc. from 1997 to 2000.

To read Debra’s Full Bio: Click Here

 Pedro E. Vermales
Pedro E. VermalesSecretary & Treasurer, Finance Committee
With over 30 years of experience, Mr. Vermales has successfully managed mixed use communities, office buildings and shopping centers. He has also specialized in new construction development, renovations of large apartment communities, condominium conversions, and acted as a court-appointed receiver.
Joy A. Allen
Joy A. AllenDirector
Ms. Allen brings over 21 years of experience in the industry of real estate development & construction in multifamily, high rise, commercial, mixed use, retail industries and consulting practices such as finance and similar practice groups through her retainer based talent acquisition firm.
Virginia Britten
Virginia BrittenCHDO Representative, Director
Virginia was a Senior Group Home Manager, a Vocational Evaluator of clients for Indiana Vocational Rehabilitation. Prior to her career with Cardinal Center, Virginia worked in Accounts Receivable for Pathfinders, Inc. Virginia has served on the boards for Huntington, Indiana Area lll County Council on Aging and is currently the Registered Agent, Secretary & Treasurer for her Homeowners Association in Pasco County, Florida, where she currently resides.
Tara Tempfer
Tara TempferCHDO Representative, Director
Tara Tempfer originally built a career in training new managers within the restaurant industry throughout the Hillsborough, Pinellas, Manatee and Sarasota counties of Florida.

During which time she also began a journey working with nursing homes and rehabilitation facilities to help provide good meals for the physically impaired that gave her a great sense of gratification. Many of the people she met were extremely hard working, but still had difficulty in finding safe and affordable housing for their families due to their “low income”.

Tara feels blessed that she can now contribute even further to those less fortunate by helping them to find safe and comfortable housing. She currently is the proud owner and operator of a residential cleaning service.

We Have Helped Individuals & Families Across The Nation